US Dollar
USD
The US Dollar (USD) is the world's primary reserve currency and the most traded currency globally. It's issued by the Federal Reserve and used widely for international trade, remittances and digital finance.
PEXX · USD/INR
Convert 1.00 USD to INR — live mid-market rate
Convert 1.00 US Dollars to Indian Rupees at today's live mid-market rate. Use the calculator for any other amount, or open the full USD to INR page for tables, history and destination payment rails.
Live mid-market rate
1 USD = 96.342 INR
Updated Jul 21, 2026, 8:15 PM UTC
USD$
They get with PEXX
INR₹
96.82
₹96.34 mid-market
0.5% vs mid-marketYou get ₹0.48 more than the mid-market rate
About ₹3.37 more than a typical bank (3–5% mark-up)
1 USD = 96.8237 INR · 96.3420 mid-market
Live mid-market rate · Updated Jul 21, 2026, 8:15 PM UTC
Popular amounts
Mid-market rate for information only. Your final send rate is confirmed in the PEXX app before you transfer.
Rate terms
PEXX pays above the mid-market rate on eligible corridors (currently USD → India), for money you send in this direction. Requires a verified PEXX account (KYC) and is subject to transfer limits and corridor availability. The advantage may vary with market conditions.
- Real mid-market rate
- Transfers in minutes
- AUSTRAC registered
As seen in
Backed by
- Mid-market rate
- 1 USD = 96.342 INR
- Reverse rate
- 1 INR = 0.01038 USD
- Transfer speed
- Minutes
- Last updated
- Jul 21, 2026, 8:15 PM UTC
About the USD to INR mid-market rate
Convert 1.00 US Dollars to Indian Rupees at today's live mid-market rate. Use the calculator for any other amount, or open the full USD to INR page for tables, history and destination payment rails.
The mid-market rate is the midpoint between the global buy and sell prices for a currency pair. It's the fairest, most transparent rate — the same one you'll see on Google or Reuters — with no hidden mark-up. Banks and many providers quote a weaker rate and keep the difference. PEXX passes on the mid-market rate with a low, clearly disclosed spread.
- No hidden exchange-rate mark-up
- The same rate shown here, refreshed hourly
- Lock it in before you confirm your transfer
USD to INR exchange rate over time
See how the US Dollar to Indian Rupee mid-market rate has moved — from the last 48 hours to the past five years. It's the same real rate we convert at, with no hidden mark-up.
Live mid-market rate
1 USD = 96.342 INR
up 1.92%
96.6595.8895.1094.33
Jun 20Jul 21
- Low
- 94.325
- Average
- 95.4378
- High
- 96.6524
We use the real, mid-market rate with no sneaky mark-up. Learn more
USD to INR conversion tables
Quick reference for converting common US Dollar amounts to Indian Rupee and back, at today's mid-market rate.
USDINR| US Dollar (USD) | Indian Rupee (INR) |
|---|---|
| $1.00 USD | ₹96.34 INR |
| $5.00 USD | ₹481.71 INR |
| $10.00 USD | ₹963.42 INR |
| $25.00 USD | ₹2,408.55 INR |
| $50.00 USD | ₹4,817.10 INR |
| $100.00 USD | ₹9,634.20 INR |
| $250.00 USD | ₹24,085.49 INR |
| $500.00 USD | ₹48,170.98 INR |
| $1,000.00 USD | ₹96,341.95 INR |
| $5,000.00 USD | ₹481,709.75 INR |
| $10,000.00 USD | ₹963,419.50 INR |
INRUSD| Indian Rupee (INR) | US Dollar (USD) |
|---|---|
| ₹1.00 INR | $0.01 USD |
| ₹5.00 INR | $0.05 USD |
| ₹10.00 INR | $0.10 USD |
| ₹25.00 INR | $0.26 USD |
| ₹50.00 INR | $0.52 USD |
| ₹100.00 INR | $1.04 USD |
| ₹250.00 INR | $2.59 USD |
| ₹500.00 INR | $5.19 USD |
| ₹1,000.00 INR | $10.38 USD |
| ₹5,000.00 INR | $51.90 USD |
| ₹10,000.00 INR | $103.80 USD |
Popular USD to INR amounts
See what common US Dollar amounts are worth in Indian Rupee at today's live mid-market rate. Tap any amount to load it into the converter above.
How to send USD to INR with PEXX
Create your PEXX account
Sign up in minutes and complete a quick verification. No branch visits, no paperwork.
Add the recipient's details
Enter the destination bank account in India — we handle the conversion and payout.
Convert and send
Lock in the rate, confirm, and your transfer settles in minutes, not days.
How money arrives in India
When you send US Dollars to India, the recipient doesn't receive dollars — the money is converted and paid out in Indian Rupees over India's domestic banking rails. Knowing how those rails work (and which account type the money lands in) helps you predict speed, limits and taxes.
Payment rails in India
Unified Payments Interface
UPI
India's instant payment system, run by NPCI. Transfers settle in seconds, 24/7, addressed by a UPI ID or QR code instead of account numbers. Per-transaction limits are typically ₹1 lakh (higher for some categories). International remittances are increasingly delivered to UPI-linked accounts through partner banks.
Instant · 24/7Immediate Payment Service
IMPS
Instant bank-to-bank transfers that work around the clock, including weekends and holidays. Limits are bank-dependent, commonly up to ₹5 lakh per transaction. IMPS is the workhorse last-mile rail for inbound remittances because it clears in seconds at any hour.
Instant · up to ₹5 lakhNational Electronic Funds Transfer
NEFT
A batch-based system that settles in half-hourly cycles, available 24/7. The RBI sets no upper limit (individual banks may), which makes NEFT common for larger transfers where a few minutes' wait doesn't matter.
Half-hourly batchesReal Time Gross Settlement
RTGS
Continuous, transaction-by-transaction settlement designed for high-value payments — minimum ₹2 lakh with no upper cap, available 24/7. Used for large remittances, property purchases and business payments where finality matters.
High value · ₹2 lakh+Bank accounts for NRIs
If the recipient is a resident of India, money simply lands in their regular savings account. Non-Resident Indians (NRIs) instead hold one of three dedicated account types, and the choice affects tax and repatriation:
Non-Resident Ordinary
NRO
A rupee account for income earned in India — rent, dividends, pension. Interest is taxable in India (TDS applies), and repatriation abroad is capped at USD 1 million per financial year with documentation. Transfers from abroad can also be deposited here.
India income · taxableNon-Resident External
NRE
A rupee account funded from foreign earnings. Interest is tax-free in India, and both principal and interest are fully repatriable. Remittances of your own overseas income typically land in an NRE account.
Tax-free · repatriableForeign Currency Non-Resident (Bank)
FCNR(B)
A term deposit held in a foreign currency such as USD or GBP for one to five years — so there's no rupee exchange risk. Interest is tax-free in India and the balance is fully repatriable at maturity.
Foreign currency depositPEXX delivers USD to INR payouts through India's local banking rails, so the recipient sees a normal rupee credit in their bank account — no special setup on their side. You see the live rate and fees before you confirm, and most payouts settle within minutes.
Why convert USD to INR with PEXX
Real mid-market rate
We use the same mid-market rate you see here, with a low and transparent spread — no rate mark-ups buried in the fee.
Fast settlement
Most transfers arrive within minutes to a few hours, so recipients aren't left waiting days for funds to clear.
Secure and regulated
PEXX is a registered digital currency exchange and remittance provider, with institutional-grade custody and security.
PEXX vs banks and money transfer services
- PEXX
- Exchange rate
- 0.5% above mid-market
- Fees
- Low, transparent
- Transfer speed
- Minutes
- Traditional bank
- Exchange rate
- Marked up 3–5%
- Fees
- $15–50 wire fee
- Transfer speed
- 2–5 business days
- Money transfer service
- Exchange rate
- Marked up 1–3%
- Fees
- Variable
- Transfer speed
- Hours to days
Comparison is indicative and for illustration only. Actual rates, fees and speeds vary by provider, corridor, amount and payment method.
PEXX app
Convert and send from your pocket
Download the PEXX app to check the USD to INR rate and send money at the real mid-market rate — anytime, anywhere.
About USD and INR
Indian Rupee
INR
The Indian Rupee (INR) is the official currency of India, issued by the Reserve Bank of India. It's one of the most important emerging-market currencies and a high-volume corridor for remittances from the US and elsewhere.
USD to INR — frequently asked questions
What is the USD to INR exchange rate today?
The USD to INR rate on this page is the live mid-market rate — the midpoint between global buy and sell prices for the US Dollar against the Indian Rupee. It refreshes throughout the day; the updated time under the converter shows when it was last synced from Open Exchange Rates.
How much is 1 USD in INR today?
Check the live rate above the converter — it shows exactly how many Indian Rupees one US Dollar buys at today's mid-market rate. Enter any amount to convert instantly, or use the tables below for common values.
How much is 100 USD in INR?
Enter 100 in the converter above to see the exact amount in Indian Rupees at today's mid-market rate. The conversion tables and popular amounts section also cover 1, 10, 100, 1,000 and 10,000 USD.
Is the mid-market USD to INR rate what I'll pay when I send money?
The mid-market rate is the fairest reference rate. Most banks and remittance apps add a mark-up on top. PEXX keeps its spread low and transparent, so what you convert is close to the rate shown here — always review the final quote before you confirm.
Is it cheaper to convert USD to INR with PEXX?
PEXX uses the mid-market rate with a low, transparent spread and settles directly to Indian bank accounts — so you typically keep more of your money than with traditional banks that bury fees in a marked-up exchange rate.
How long does a USD to INR transfer take?
Most transfers to India settle within minutes, and are typically guaranteed to clear well within a day — much faster than the 2–5 business days common with bank wires.
Why does the USD to INR rate keep changing?
Exchange rates move constantly with global supply and demand, interest rates, and market sentiment. The rate you see here tracks the live mid-market rate so it reflects current market conditions.
What is the difference between NRE and NRO accounts?
An NRE (Non-Resident External) account holds rupees funded from your foreign earnings — interest is tax-free in India and the full balance is repatriable abroad. An NRO (Non-Resident Ordinary) account holds income earned in India, such as rent or dividends — interest is taxable in India and repatriation is capped at USD 1 million per financial year. Remittances of your own overseas income typically go to NRE; India-sourced income belongs in NRO.
Can I receive an international remittance via UPI?
Increasingly, yes. NPCI has been opening UPI to cross-border remittances through partner banks and licensed providers, so some international transfers can now be delivered to a UPI-linked bank account. Most inbound remittances still arrive as a standard bank credit via rails like IMPS or NEFT — either way, the money lands in the same bank account.
IMPS vs NEFT — which is better for receiving money from abroad?
IMPS settles instantly, 24/7, and is typically used for remittance payouts up to about ₹5 lakh per transaction. NEFT settles in half-hourly batches with no RBI-imposed upper limit, so it suits larger amounts. As a recipient you don't usually choose — the payout provider picks the rail that clears your amount fastest.
Which account does a USD to INR transfer land in?
If the recipient lives in India, the money arrives in their regular rupee savings or current account. If the recipient is an NRI sending money to themselves, it typically lands in their NRE account (foreign earnings) or NRO account (India-linked funds). The transfer itself is delivered over domestic rails like IMPS or NEFT.
Related USD and INR pairs
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Get started with PEXXExchange rates shown are live mid-market reference rates and are for informational purposes only. They are not the rate at which any transaction will necessarily be executed. PEXX is powered by PEXX Technology Pty Ltd (ACN 672 375 030), a registered Digital Currency Exchange (DCE) provider with AUSTRAC (DCE100851583-001) and a registered independent remittance dealer with AUSTRAC (IND100851583-001).
