US Dollar
USD
The US Dollar (USD) is the world's primary reserve currency and the most traded currency globally. It's issued by the Federal Reserve and used widely for international trade, remittances and digital finance.
PEXX · USD/PHP
Convert 3,000.00 USD to PHP — live mid-market rate
Convert 3,000.00 US Dollars to Philippine Pesos at today's live mid-market rate. Use the calculator for any other amount, or open the full USD to PHP page for tables, history and destination payment rails.
Live mid-market rate
1 USD = 61.78 PHP
Updated Jul 21, 2026, 8:15 PM UTC
USD$
They get
PHP₱
185,340.00
1 USD = 61.7800 PHP
Live mid-market rate · Updated Jul 21, 2026, 8:15 PM UTC
Popular amounts
Mid-market rate for information only. Your final send rate is confirmed in the PEXX app before you transfer.
- Real mid-market rate
- Transfers in minutes
- AUSTRAC registered
As seen in
Backed by
- Mid-market rate
- 1 USD = 61.78 PHP
- Reverse rate
- 1 PHP = 0.016186 USD
- Transfer speed
- Minutes
- Last updated
- Jul 21, 2026, 8:15 PM UTC
About the USD to PHP mid-market rate
Convert 3,000.00 US Dollars to Philippine Pesos at today's live mid-market rate. Use the calculator for any other amount, or open the full USD to PHP page for tables, history and destination payment rails.
The mid-market rate is the midpoint between the global buy and sell prices for a currency pair. It's the fairest, most transparent rate — the same one you'll see on Google or Reuters — with no hidden mark-up. Banks and many providers quote a weaker rate and keep the difference. PEXX passes on the mid-market rate with a low, clearly disclosed spread.
- No hidden exchange-rate mark-up
- The same rate shown here, refreshed hourly
- Lock it in before you confirm your transfer
USD to PHP exchange rate over time
See how the US Dollar to Philippine Peso mid-market rate has moved — from the last 48 hours to the past five years. It's the same real rate we convert at, with no hidden mark-up.
Live mid-market rate
1 USD = 61.78 PHP
up 1.87%
61.7861.4061.0260.65
Jun 20Jul 21
- Low
- 60.647
- Average
- 61.4443
- High
- 61.78
We use the real, mid-market rate with no sneaky mark-up. Learn more
USD to PHP conversion tables
Quick reference for converting common US Dollar amounts to Philippine Peso and back, at today's mid-market rate.
USDPHP| US Dollar (USD) | Philippine Peso (PHP) |
|---|---|
| $1.00 USD | ₱61.78 PHP |
| $5.00 USD | ₱308.90 PHP |
| $10.00 USD | ₱617.80 PHP |
| $25.00 USD | ₱1,544.50 PHP |
| $50.00 USD | ₱3,089.00 PHP |
| $100.00 USD | ₱6,178.00 PHP |
| $250.00 USD | ₱15,445.00 PHP |
| $500.00 USD | ₱30,890.00 PHP |
| $1,000.00 USD | ₱61,780.00 PHP |
| $5,000.00 USD | ₱308,900.01 PHP |
| $10,000.00 USD | ₱617,800.01 PHP |
PHPUSD| Philippine Peso (PHP) | US Dollar (USD) |
|---|---|
| ₱1.00 PHP | $0.02 USD |
| ₱5.00 PHP | $0.08 USD |
| ₱10.00 PHP | $0.16 USD |
| ₱25.00 PHP | $0.40 USD |
| ₱50.00 PHP | $0.81 USD |
| ₱100.00 PHP | $1.62 USD |
| ₱250.00 PHP | $4.05 USD |
| ₱500.00 PHP | $8.09 USD |
| ₱1,000.00 PHP | $16.19 USD |
| ₱5,000.00 PHP | $80.93 USD |
| ₱10,000.00 PHP | $161.86 USD |
Popular USD to PHP amounts
See what common US Dollar amounts are worth in Philippine Peso at today's live mid-market rate. Tap any amount to load it into the converter above.
How to send USD to PHP with PEXX
Create your PEXX account
Sign up in minutes and complete a quick verification. No branch visits, no paperwork.
Add the recipient's details
Enter the destination bank account in Philippines — we handle the conversion and payout.
Convert and send
Lock in the rate, confirm, and your transfer settles in minutes, not days.
How money arrives in the Philippines
Inbound remittances to the Philippines are paid out in Philippine Pesos over local bank, e-wallet and cash-pickup rails. Understanding InstaPay, PESONet and common cash channels helps you set expectations on speed and limits.
Payment rails in the Philippines
InstaPay
InstaPay
The Bangko Sentral ng Pilipinas (BSP) real-time retail payment system. Transfers settle in seconds, 24/7, between participating banks and e-wallets, typically capped around ₱50,000 per transaction. Many remittance payouts to bank or GCash/Maya accounts clear via InstaPay.
Instant · 24/7Philippine EFT System Operators Network
PESONet
A batch automated clearing house for larger peso credits. Settlements usually land same business day (or next), with higher per-transfer limits than InstaPay — common for bigger remittances and business payments.
Same-day ACH-styleGCash, Maya and similar
E-wallets
Mobile wallets hold a large share of retail remittance payouts. Recipients get a peso credit to a wallet ID or linked mobile number; funds can then be spent, cashed out at partners, or transferred to a bank via InstaPay.
Wallet creditOver-the-counter remittance
Cash pickup
Recipients collect cash at banks, pawnshops or remittance agents (e.g. MLhuillier, Cebuana) with a reference code and ID. Useful when the recipient has no bank account, usually within minutes once the payout is ready.
Cash · agent networkPEXX pays out to Philippine bank accounts and supported local channels in PHP, so recipients see a normal peso credit. You see the live rate and fees before you confirm.
Why convert USD to PHP with PEXX
Real mid-market rate
We use the same mid-market rate you see here, with a low and transparent spread — no rate mark-ups buried in the fee.
Fast settlement
Most transfers arrive within minutes to a few hours, so recipients aren't left waiting days for funds to clear.
Secure and regulated
PEXX is a registered digital currency exchange and remittance provider, with institutional-grade custody and security.
PEXX vs banks and money transfer services
- PEXX
- Exchange rate
- Mid-market
- Fees
- Low, transparent
- Transfer speed
- Minutes
- Traditional bank
- Exchange rate
- Marked up 3–5%
- Fees
- $15–50 wire fee
- Transfer speed
- 2–5 business days
- Money transfer service
- Exchange rate
- Marked up 1–3%
- Fees
- Variable
- Transfer speed
- Hours to days
Comparison is indicative and for illustration only. Actual rates, fees and speeds vary by provider, corridor, amount and payment method.
PEXX app
Convert and send from your pocket
Download the PEXX app to check the USD to PHP rate and send money at the real mid-market rate — anytime, anywhere.
About USD and PHP
Philippine Peso
PHP
The Philippine Peso (PHP) is the official currency of Philippines. Convert live mid-market rates on this page and send with PEXX.
USD to PHP — frequently asked questions
What is the USD to PHP exchange rate today?
The USD to PHP figure on this page is the live mid-market rate — the midpoint between global buy and sell prices. It refreshes through the day; check the updated time under the converter.
How do OFW remittances usually arrive in the Philippines?
Most modern payouts credit a Philippine bank account or e-wallet via InstaPay (seconds) or PESONet (batch). Cash pickup remains common at agents. PEXX focuses on transparent FX into local accounts.
Is the mid-market USD to PHP rate what I'll pay?
Mid-market is the fairest reference. Banks and many remittance brands add a mark-up. PEXX keeps its spread low and shows fees before you confirm.
How long does a USD to PHP transfer take with PEXX?
Many Philippine payouts settle within minutes once released, depending on banking hours and compliance checks — far faster than multi-day bank wires.
InstaPay vs PESONet — which is used for remittances?
InstaPay is used for smaller, instant credits (typically up to about ₱50,000) that settle in seconds. PESONet handles larger batch credits that usually arrive the same business day. Payout providers pick the rail that clears your amount; as a recipient you normally don't choose.
Can I receive remittances in GCash or Maya?
Yes — many providers deliver to major Philippine e-wallets. The credit arrives as PHP in the wallet and can be spent or moved to a bank via InstaPay. Availability depends on the send corridor and the provider's partnerships.
Do I need a Philippine bank account to receive money?
A bank account or e-wallet is the fastest path, but cash pickup at agent networks remains widely available if the recipient prefers to collect pesos in person with ID.
Related USD and PHP pairs
Ready to send USD to PHP?
Join PEXX and move money at the real mid-market rate — fast, secure and transparent.
Get started with PEXXExchange rates shown are live mid-market reference rates and are for informational purposes only. They are not the rate at which any transaction will necessarily be executed. PEXX is powered by PEXX Technology Pty Ltd (ACN 672 375 030), a registered Digital Currency Exchange (DCE) provider with AUSTRAC (DCE100851583-001) and a registered independent remittance dealer with AUSTRAC (IND100851583-001).
