Be the most interest-ing person in the room. Earn Different.
Earn up to 3.5% APY on USD, USDT, and USDC—secured by tokenized U.S. Treasury Bills
Earn smarter. Live sharper.
Put your money to work where stability lives—tokenized U.S. treasuries. Daily interest. No risky funds. No surprises. Just a good night’s sleep.
No gatekeeping.
Just steady, predictable interest.
Switch on your terms.
Your money moves when you do.
No games. No noise.
Just real results you can track.
Withdraw anytime.
Your money answers only to you.
From Wall Street. To All Streets.
Access. Simplicity. Control—without the risk takers or the gatekeepers.
Get started in minutes.
No paperwork. No delays. No friction.
Top up with USD, USDT, or USDC. Move your money. Your way.
Your balance goes to work daily.
No noise. Just results.
Your Money, Rock-Solid Safe.
We leverage short-term U.S. Treasury investments—considered among the most secure assets on the planet. Paired with 24/7 monitoring and bank-grade encryption, PEXX keeps your funds and data under constant lock and key.
Every transaction is protected by top-tier security protocols. No exceptions.
Round-the-clock system checks.
Every account, constantly monitored.
Know the second something moves.
No delays. No surprises.
Turn your network into net worth.
Share PEXX with friends. They start spending. You earn every time they do.
FAQs
To send money abroad with PEXX, first deposit USD, USDT, or USDC into your wallet. Choose the destination country and currency, enter the amount, and add the recipient’s bank details. PEXX shows the live FX rate and fees before you send. Transfers are fast and trackable in real time.
You can send money to 17+ countries with PEXX, including India, Vietnam, Philippines, China, and the U.S. Supported currencies include INR, VND, PHP, CNY, USD, EUR, and more. Full local currency payouts—no wallet needed on the recipient’s side.
Most PEXX transfers arrive within 15–30 minutes. In rare cases involving compliance checks, it may take up to 1 business day.
E-wallet transfers are currently not available at the moment, but may be added in a future update. PEXX supports transfers to your own bank account, someone else’s personal account, or a business account. Options may vary depending on the payout currency and destination country.
PEXX is cheaper than Wise or Western Union thanks to regulated liquidity partners and better-than-Google FX rates. Our INR and VND routes beat Wise by 1.35% and 1.9%, respectively.
The PEXX Everyone Card is a virtual Visa debit card available to any verified user who deposits just $10 in USD, USDT, or USDC. You can use it instantly worldwide—online, in-store, or through Apple Pay and Google Pay. It’s called “Everyone” because there are no credit checks, no salary requirements, and no U.S. residency needed. Anyone with a valid ID and phone can access global spending—no waiting, no paperwork.
You’ll get your virtual Visa card within 1 minute after your deposit is confirmed—either on-chain or by our partner bank. Fast, automated, and ready to spend instantly.
We strive to give you the best pricing in the market. PEXX charges a 0.6% platform fee on every card transaction. For non-USD purchases, a 1.2% FX markup applies when converting currencies. No hidden fees—just clear, flat pricing.
There are currently no spending limits, so you can use your balance freely worldwide.
Our USD virtual bank account gives you real USD banking details—routing and account number—without needing a US address. Open it in minutes with just your passport or ID. Receive, send, and hold dollars globally.
You can deposit funds via ACH, Fedwire, and SWIFT payment rails. PEXX provides full banking details for each method. Choose the option that suits your sender or region.
Standard ACH: 1-3 U.S. business days.
Fedwire: A few hours to 1 U.S. business day
SWIFT: 1-5 U.S. business days
Any PEXX user who completes level 1 KYC can open a U.S. virtual bank account. No U.S. address, SSN, or residency required. Just a valid ID and phone number.
Yes, you can deposit USDT or USDC into your PEXX USD Account using Tron, Polygon, Ethereum, or BSC networks. Just choose your preferred stablecoin and network—funds land in minutes.
PEXX USD account deposits are not FDIC-insured, but your funds are held with licensed partners and protected by top-tier security protocols. Your money stays secure, even without traditional bank coverage.
Your principal is backed by low-risk U.S. Treasury Bills, but it's not FDIC-insured. While PEXX partners with regulated providers, market and counterparty risk are still present.
Interest is calculated daily based on your wallet balance and credited the next day. You earn in the same asset—USD, USDT, or USDC—with no action needed on your part.
There’s no minimum balance, no lock-up period, and no withdrawal penalties with PEXX Earn. You earn daily yield for every day your funds stay, and can withdraw anytime—no strings attached.
PEXX yield is pegged to U.S. Treasury Bill rates, so it may adjust if market conditions change. Rates are reviewed regularly and updated as needed. You’ll be notified via app or email before any changes.
Start earning different.
Daily interest on USD, USDT, or USDC—no lockups, no minimums, no waiting. Just real returns.
