PEXX · USD/JPY

US Dollar to Japanese Yen exchange rate today

Convert USD to JPY at the live mid-market rate — then send with low, transparent fees.

Live mid-market rate

1 USD = 163.2295 JPY

Updated 21 jul 2026, 20:15 UTC

USD
$

They get

JPY
¥

163,230

1 USD = 163.2295 JPY

Live mid-market rate · Updated 21 jul 2026, 20:15 UTC

Send Japanese Yen with PEXXSee how it works

Popular amounts

Mid-market rate for information only. Your final send rate is confirmed in the PEXX app before you transfer.

  • Real mid-market rate
  • Transfers in minutes
  • AUSTRAC registered
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Mid-market rate
1 USD = 163.2295 JPY
Reverse rate
1 JPY = 0.006126 USD
Transfer speed
Minutes
Last updated
21 jul 2026, 20:15 UTC

About the USD to JPY mid-market rate

Check today's US Dollar to Japanese Yen exchange rate and convert any amount at the live mid-market rate. See how much your USD is worth in JPY and move money faster and cheaper with PEXX.

The mid-market rate is the midpoint between the global buy and sell prices for a currency pair. It's the fairest, most transparent rate — the same one you'll see on Google or Reuters — with no hidden mark-up. Banks and many providers quote a weaker rate and keep the difference. PEXX passes on the mid-market rate with a low, clearly disclosed spread.

  • No hidden exchange-rate mark-up
  • The same rate shown here, refreshed hourly
  • Lock it in before you confirm your transfer

USD to JPY exchange rate over time

See how the US Dollar to Japanese Yen mid-market rate has moved — from the last 48 hours to the past five years. It's the same real rate we convert at, with no hidden mark-up.

Live mid-market rate

1 USD = 163.2295 JPY

up 1.19%
163.2162.6161.9161.3
Jun 20Jul 21
Low
161.305
Average
162.0125
High
163.2295

We use the real, mid-market rate with no sneaky mark-up. Learn more

USD to JPY conversion tables

Quick reference for converting common US Dollar amounts to Japanese Yen and back, at today's mid-market rate.

USDJPY
US Dollar (USD)Japanese Yen (JPY)
$1.00 USD¥163 JPY
$5.00 USD¥816 JPY
$10.00 USD¥1,632 JPY
$25.00 USD¥4,081 JPY
$50.00 USD¥8,161 JPY
$100.00 USD¥16,323 JPY
$250.00 USD¥40,807 JPY
$500.00 USD¥81,615 JPY
$1,000.00 USD¥163,230 JPY
$5,000.00 USD¥816,148 JPY
$10,000.00 USD¥1,632,295 JPY
JPYUSD
Japanese Yen (JPY)US Dollar (USD)
¥1 JPY$0.01 USD
¥5 JPY$0.03 USD
¥10 JPY$0.06 USD
¥25 JPY$0.15 USD
¥50 JPY$0.31 USD
¥100 JPY$0.61 USD
¥250 JPY$1.53 USD
¥500 JPY$3.06 USD
¥1,000 JPY$6.13 USD
¥5,000 JPY$30.63 USD
¥10,000 JPY$61.26 USD

See what common US Dollar amounts are worth in Japanese Yen at today's live mid-market rate. Tap any amount to load it into the converter above.

How to send USD to JPY with PEXX

  1. Create your PEXX account

    Sign up in minutes and complete a quick verification. No branch visits, no paperwork.

  2. Add the recipient's details

    Enter the destination bank account in Japan — we handle the conversion and payout.

  3. Convert and send

    Lock in the rate, confirm, and your transfer settles in minutes, not days.

How money arrives in Japan

Japanese Yen payouts credit accounts over Japan's Zengin System and, for eligible users, the More Time System for extended-hours clearing. Recipients usually receive a standard JPY bank deposit.

Payment rails in Japan

Zengin System

Zengin

Japan's primary domestic funds-transfer network operated via the Japanese Banks' Payment Clearing Network. Most yen remittances arrive as a Zengin credit to the recipient's bank account.

Domestic transfer network

More Time System (extended hours)

More Time System

An enhanced clearing window that allows certain retail transfers outside traditional banking hours, improving evenings/weekend availability among participating banks.

Extended hours

JPY ordinary deposit

Bank credit

Inbound remittances post as yen to a Japanese bank account identified by bank code, branch code and account number. Japan Post Bank is also a common retail destination.

Account credit

PEXX delivers JPY to Japanese bank accounts through local partners where the corridor is available. Double-check bank/branch codes — Japanese account identifiers are structured differently from IBAN countries.

Why convert USD to JPY with PEXX

Real mid-market rate

We use the same mid-market rate you see here, with a low and transparent spread — no rate mark-ups buried in the fee.

Fast settlement

Most transfers arrive within minutes to a few hours, so recipients aren't left waiting days for funds to clear.

Secure and regulated

PEXX is a registered digital currency exchange and remittance provider, with institutional-grade custody and security.

PEXX vs banks and money transfer services

  • PEXX
    Exchange rate
    Mid-market
    Fees
    Low, transparent
    Transfer speed
    Minutes
  • Traditional bank
    Exchange rate
    Marked up 3–5%
    Fees
    $15–50 wire fee
    Transfer speed
    2–5 business days
  • Money transfer service
    Exchange rate
    Marked up 1–3%
    Fees
    Variable
    Transfer speed
    Hours to days

Comparison is indicative and for illustration only. Actual rates, fees and speeds vary by provider, corridor, amount and payment method.

PEXX app

Convert and send from your pocket

Download the PEXX app to check the USD to JPY rate and send money at the real mid-market rate — anytime, anywhere.

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About USD and JPY

US Dollar

USD

The US Dollar (USD) is the world's primary reserve currency and the most traded currency globally. It's issued by the Federal Reserve and used widely for international trade, remittances and digital finance.

Japanese Yen

JPY

The Japanese Yen (JPY) is the official currency of Japan. Convert live mid-market rates on this page and send with PEXX.

USD to JPY — frequently asked questions

What is the USD to JPY exchange rate today?

The USD to JPY rate shown on this page is the live mid-market rate — the midpoint between the global buy and sell price for US Dollar against Japanese Yen. It refreshes throughout the day, and the "updated" time above shows when it was last synced.

How do I convert USD to JPY?

Enter the amount of US Dollar you want to convert in the calculator above and we'll instantly show the equivalent in Japanese Yen at the mid-market rate. To actually move money, create a PEXX account and send JPY directly to a bank account.

Is the mid-market USD to JPY rate what I'll pay?

The mid-market rate is the fairest reference rate, but most banks and money-transfer services add a margin on top. PEXX keeps its spread transparent and low, so what you convert is close to the real rate you see here.

How long does a USD to JPY transfer take with PEXX?

Most PEXX payouts settle within minutes to a few hours, depending on the destination and banking hours — far faster than the multi-day timelines typical of traditional bank wires.

What details does a recipient need to share?

Typically bank name/code, branch code and account number, plus the account holder's name in katakana or as the bank holds it. IBAN is not used for domestic Japan accounts.

How fast do JPY remittances arrive?

Many credits post same or next business day depending on cut-offs; extended-hours rails help for some domestic onwards transfers.

Ready to send USD to JPY?

Join PEXX and move money at the real mid-market rate — fast, secure and transparent.

Get started with PEXX

Exchange rates shown are live mid-market reference rates and are for informational purposes only. They are not the rate at which any transaction will necessarily be executed. PEXX is powered by PEXX Technology Pty Ltd (ACN 672 375 030), a registered Digital Currency Exchange (DCE) provider with AUSTRAC (DCE100851583-001) and a registered independent remittance dealer with AUSTRAC (IND100851583-001).