USD Coin
USDC
The USD Coin (USDC) is the official currency of Global. Convert live mid-market rates on this page and send with PEXX.
PEXX · USDC/INR · CORRIDOR
USD Coin to Indian Rupee payout rate today
Convert USDC to INR at the live mid-market rate — then send with low, transparent fees.
PEXX payout rate (includes spread)
1 USDC = 97.4981 INR
USDC uses the same live PEXX payout corridor as USDT for this destination until the API exposes distinct USDC legs — still a labeled payout rate (includes spread), not mid-market.
Updated 21 Jul 2026, 20.35 UTC
USUSDC
USDC
They get
INR₹
97,498.05
1 USDC = 97.4981 INR
PEXX payout rate (includes spread) · Updated 21 Jul 2026, 20.35 UTC
Popular amounts
Rates shown are PEXX payout rates (include spread), not mid-market. Availability varies by corridor and compliance checks.
- Real mid-market rate
- Transfers in minutes
- AUSTRAC registered
Sebagaimana diliput di
Didukung oleh
- Payout rate
- 1 USDC = 97.4981 INR
- Reverse rate
- 1 INR = 0.010257 USDC
- Transfer speed
- Minutes
- Last updated
- 21 Jul 2026, 20.35 UTC
USDC to INR payout rate
Check today's USDC to INR PEXX payout rate. This is the corridor rate after spread — not a mid-market FX quote. Stablecoins usually track the US dollar but can trade at a premium or discount; the final amount is confirmed in-app.
Stablecoin payout rates are executable corridor rates from PEXX and already include spread. They can differ from USD mid-market or local peer-to-peer quotes. USDT and USDC usually track the US dollar but can trade at a premium or discount.
USDC to INR conversion tables
Quick reference for converting common USD Coin amounts to Indian Rupee and back, at today's mid-market rate.
USDCINR| USD Coin (USDC) | Indian Rupee (INR) |
|---|---|
| USDC1.00 USDC | ₹97.50 INR |
| USDC5.00 USDC | ₹487.49 INR |
| USDC10.00 USDC | ₹974.98 INR |
| USDC25.00 USDC | ₹2,437.45 INR |
| USDC50.00 USDC | ₹4,874.90 INR |
| USDC100.00 USDC | ₹9,749.81 INR |
| USDC250.00 USDC | ₹24,374.51 INR |
| USDC500.00 USDC | ₹48,749.03 INR |
| USDC1,000.00 USDC | ₹97,498.05 INR |
| USDC5,000.00 USDC | ₹487,490.27 INR |
| USDC10,000.00 USDC | ₹974,980.53 INR |
INRUSDC| Indian Rupee (INR) | USD Coin (USDC) |
|---|---|
| ₹1.00 INR | USDC0.01 USDC |
| ₹5.00 INR | USDC0.05 USDC |
| ₹10.00 INR | USDC0.10 USDC |
| ₹25.00 INR | USDC0.26 USDC |
| ₹50.00 INR | USDC0.51 USDC |
| ₹100.00 INR | USDC1.03 USDC |
| ₹250.00 INR | USDC2.56 USDC |
| ₹500.00 INR | USDC5.13 USDC |
| ₹1,000.00 INR | USDC10.26 USDC |
| ₹5,000.00 INR | USDC51.28 USDC |
| ₹10,000.00 INR | USDC102.57 USDC |
Popular USDC to INR amounts
See what common USD Coin amounts are worth in Indian Rupee at today's live mid-market rate. Tap any amount to load it into the converter above.
How to send USDC to INR with PEXX
Create your PEXX account
Sign up in minutes and complete a quick verification. No branch visits, no paperwork.
Add the recipient's details
Enter the destination bank account in India — we handle the conversion and payout.
Convert and send
Lock in the rate, confirm, and your transfer settles in minutes, not days.
How money arrives in India
When you send US Dollars to India, the recipient doesn't receive dollars — the money is converted and paid out in Indian Rupees over India's domestic banking rails. Knowing how those rails work (and which account type the money lands in) helps you predict speed, limits and taxes.
Payment rails in India
Unified Payments Interface
UPI
India's instant payment system, run by NPCI. Transfers settle in seconds, 24/7, addressed by a UPI ID or QR code instead of account numbers. Per-transaction limits are typically ₹1 lakh (higher for some categories). International remittances are increasingly delivered to UPI-linked accounts through partner banks.
Instant · 24/7Immediate Payment Service
IMPS
Instant bank-to-bank transfers that work around the clock, including weekends and holidays. Limits are bank-dependent, commonly up to ₹5 lakh per transaction. IMPS is the workhorse last-mile rail for inbound remittances because it clears in seconds at any hour.
Instant · up to ₹5 lakhNational Electronic Funds Transfer
NEFT
A batch-based system that settles in half-hourly cycles, available 24/7. The RBI sets no upper limit (individual banks may), which makes NEFT common for larger transfers where a few minutes' wait doesn't matter.
Half-hourly batchesReal Time Gross Settlement
RTGS
Continuous, transaction-by-transaction settlement designed for high-value payments — minimum ₹2 lakh with no upper cap, available 24/7. Used for large remittances, property purchases and business payments where finality matters.
High value · ₹2 lakh+Bank accounts for NRIs
If the recipient is a resident of India, money simply lands in their regular savings account. Non-Resident Indians (NRIs) instead hold one of three dedicated account types, and the choice affects tax and repatriation:
Non-Resident Ordinary
NRO
A rupee account for income earned in India — rent, dividends, pension. Interest is taxable in India (TDS applies), and repatriation abroad is capped at USD 1 million per financial year with documentation. Transfers from abroad can also be deposited here.
India income · taxableNon-Resident External
NRE
A rupee account funded from foreign earnings. Interest is tax-free in India, and both principal and interest are fully repatriable. Remittances of your own overseas income typically land in an NRE account.
Tax-free · repatriableForeign Currency Non-Resident (Bank)
FCNR(B)
A term deposit held in a foreign currency such as USD or GBP for one to five years — so there's no rupee exchange risk. Interest is tax-free in India and the balance is fully repatriable at maturity.
Foreign currency depositPEXX delivers USD to INR payouts through India's local banking rails, so the recipient sees a normal rupee credit in their bank account — no special setup on their side. You see the live rate and fees before you confirm, and most payouts settle within minutes.
Why convert USDC to INR with PEXX
Real mid-market rate
We use the same mid-market rate you see here, with a low and transparent spread — no rate mark-ups buried in the fee.
Fast settlement
Most transfers arrive within minutes to a few hours, so recipients aren't left waiting days for funds to clear.
Secure and regulated
PEXX is a registered digital currency exchange and remittance provider, with institutional-grade custody and security.
PEXX vs banks and money transfer services
- PEXX
- Exchange rate
- Mid-market
- Fees
- Low, transparent
- Transfer speed
- Minutes
- Traditional bank
- Exchange rate
- Marked up 3–5%
- Fees
- $15–50 wire fee
- Transfer speed
- 2–5 business days
- Money transfer service
- Exchange rate
- Marked up 1–3%
- Fees
- Variable
- Transfer speed
- Hours to days
Comparison is indicative and for illustration only. Actual rates, fees and speeds vary by provider, corridor, amount and payment method.
PEXX app
Convert and send from your pocket
Download the PEXX app to check the USDC to INR rate and send money at the real mid-market rate — anytime, anywhere.
About USDC and INR
Indian Rupee
INR
The Indian Rupee (INR) is the official currency of India, issued by the Reserve Bank of India. It's one of the most important emerging-market currencies and a high-volume corridor for remittances from the US and elsewhere.
USDC to INR — frequently asked questions
Is the USDC to INR rate mid-market?
No. The rate on this page is the live PEXX payout rate for this corridor and already includes spread. It can differ from USD mid-market or local peer-to-peer quotes.
How do I convert USDC to INR?
Enter the amount of USDC above to see the indicative INR payout. To send, create a PEXX account — availability depends on corridor and compliance checks.
Does USDC always equal 1 USD?
USD Coin is designed to track the US dollar, but market price can diverge slightly (premium or discount). PEXX shows the executable payout rate into INR, not a peg promise.
How long does a USDC to INR transfer take?
Most PEXX payouts settle within minutes to a few hours depending on the destination rails and banking hours. Confirm the ETA in-app for your corridor.
Is the USDC to INR rate different from USDT?
Today the live PEXX corridor API exposes USD/USDT→fiat payout legs and normalizes them for display. Until distinct USDC source rows are available, this USDC page shows the same labeled PEXX payout rate (includes spread) as the USDT corridor for INR — not a fabricated mid-market USDC quote.
What is the difference between NRE and NRO accounts?
An NRE (Non-Resident External) account holds rupees funded from your foreign earnings — interest is tax-free in India and the full balance is repatriable abroad. An NRO (Non-Resident Ordinary) account holds income earned in India, such as rent or dividends — interest is taxable in India and repatriation is capped at USD 1 million per financial year. Remittances of your own overseas income typically go to NRE; India-sourced income belongs in NRO.
Can I receive an international remittance via UPI?
Increasingly, yes. NPCI has been opening UPI to cross-border remittances through partner banks and licensed providers, so some international transfers can now be delivered to a UPI-linked bank account. Most inbound remittances still arrive as a standard bank credit via rails like IMPS or NEFT — either way, the money lands in the same bank account.
IMPS vs NEFT — which is better for receiving money from abroad?
IMPS settles instantly, 24/7, and is typically used for remittance payouts up to about ₹5 lakh per transaction. NEFT settles in half-hourly batches with no RBI-imposed upper limit, so it suits larger amounts. As a recipient you don't usually choose — the payout provider picks the rail that clears your amount fastest.
Which account does a USD to INR transfer land in?
If the recipient lives in India, the money arrives in their regular rupee savings or current account. If the recipient is an NRI sending money to themselves, it typically lands in their NRE account (foreign earnings) or NRO account (India-linked funds). The transfer itself is delivered over domestic rails like IMPS or NEFT.
Pasangan terkait USDC dan INR
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Get started with PEXXExchange rates shown are live mid-market reference rates and are for informational purposes only. They are not the rate at which any transaction will necessarily be executed. PEXX is powered by PEXX Technology Pty Ltd (ACN 672 375 030), a registered Digital Currency Exchange (DCE) provider with AUSTRAC (DCE100851583-001) and a registered independent remittance dealer with AUSTRAC (IND100851583-001). Stablecoin pages show PEXX payout rates that include spread — not mid-market FX.
