PEXX · USDT/PHP · CORRIDOR

Tether to Philippine Peso payout rate today

Convert USDT to PHP at the live mid-market rate — then send with low, transparent fees.

PEXX payout rate (includes spread)

1 USDT = 61.5576 PHP

Updated 21 Jul 2026, 18.45 UTC

USUSDT
USDT

They get

PHP

61,557.64

1 USDT = 61.5576 PHP

PEXX payout rate (includes spread) · Updated 21 Jul 2026, 18.45 UTC

Send Philippine Pesos with PEXXSee how it works

Popular amounts

Rates shown are PEXX payout rates (include spread), not mid-market. Availability varies by corridor and compliance checks.

  • Real mid-market rate
  • Transfers in minutes
  • AUSTRAC registered
Sebagaimana diliput di
Didukung oleh
Payout rate
1 USDT = 61.5576 PHP
Reverse rate
1 PHP = 0.016245 USDT
Transfer speed
Minutes
Last updated
21 Jul 2026, 18.45 UTC

USDT to PHP payout rate

Check today's USDT to PHP PEXX payout rate. This is the corridor rate after spread — not a mid-market FX quote. Stablecoins usually track the US dollar but can trade at a premium or discount; the final amount is confirmed in-app.

Stablecoin payout rates are executable corridor rates from PEXX and already include spread. They can differ from USD mid-market or local peer-to-peer quotes. USDT and USDC usually track the US dollar but can trade at a premium or discount.

USDT to PHP conversion tables

Quick reference for converting common Tether amounts to Philippine Peso and back, at today's mid-market rate.

USDTPHP
Tether (USDT)Philippine Peso (PHP)
USDT1.00 USDT61.56 PHP
USDT5.00 USDT307.79 PHP
USDT10.00 USDT615.58 PHP
USDT25.00 USDT1,538.94 PHP
USDT50.00 USDT3,077.88 PHP
USDT100.00 USDT6,155.76 PHP
USDT250.00 USDT15,389.41 PHP
USDT500.00 USDT30,778.82 PHP
USDT1,000.00 USDT61,557.64 PHP
USDT5,000.00 USDT307,788.19 PHP
USDT10,000.00 USDT615,576.38 PHP
PHPUSDT
Philippine Peso (PHP)Tether (USDT)
1.00 PHPUSDT0.02 USDT
5.00 PHPUSDT0.08 USDT
10.00 PHPUSDT0.16 USDT
25.00 PHPUSDT0.41 USDT
50.00 PHPUSDT0.81 USDT
100.00 PHPUSDT1.62 USDT
250.00 PHPUSDT4.06 USDT
500.00 PHPUSDT8.12 USDT
1,000.00 PHPUSDT16.24 USDT
5,000.00 PHPUSDT81.22 USDT
10,000.00 PHPUSDT162.45 USDT

How to send USDT to PHP with PEXX

  1. Create your PEXX account

    Sign up in minutes and complete a quick verification. No branch visits, no paperwork.

  2. Add the recipient's details

    Enter the destination bank account in Philippines — we handle the conversion and payout.

  3. Convert and send

    Lock in the rate, confirm, and your transfer settles in minutes, not days.

How money arrives in the Philippines

Inbound remittances to the Philippines are paid out in Philippine Pesos over local bank, e-wallet and cash-pickup rails. Understanding InstaPay, PESONet and common cash channels helps you set expectations on speed and limits.

Payment rails in the Philippines

InstaPay

InstaPay

The Bangko Sentral ng Pilipinas (BSP) real-time retail payment system. Transfers settle in seconds, 24/7, between participating banks and e-wallets, typically capped around ₱50,000 per transaction. Many remittance payouts to bank or GCash/Maya accounts clear via InstaPay.

Instant · 24/7

Philippine EFT System Operators Network

PESONet

A batch automated clearing house for larger peso credits. Settlements usually land same business day (or next), with higher per-transfer limits than InstaPay — common for bigger remittances and business payments.

Same-day ACH-style

GCash, Maya and similar

E-wallets

Mobile wallets hold a large share of retail remittance payouts. Recipients get a peso credit to a wallet ID or linked mobile number; funds can then be spent, cashed out at partners, or transferred to a bank via InstaPay.

Wallet credit

Over-the-counter remittance

Cash pickup

Recipients collect cash at banks, pawnshops or remittance agents (e.g. MLhuillier, Cebuana) with a reference code and ID. Useful when the recipient has no bank account, usually within minutes once the payout is ready.

Cash · agent network

PEXX pays out to Philippine bank accounts and supported local channels in PHP, so recipients see a normal peso credit. You see the live rate and fees before you confirm.

Why convert USDT to PHP with PEXX

Real mid-market rate

We use the same mid-market rate you see here, with a low and transparent spread — no rate mark-ups buried in the fee.

Fast settlement

Most transfers arrive within minutes to a few hours, so recipients aren't left waiting days for funds to clear.

Secure and regulated

PEXX is a registered digital currency exchange and remittance provider, with institutional-grade custody and security.

PEXX vs banks and money transfer services

  • PEXX
    Exchange rate
    Mid-market
    Fees
    Low, transparent
    Transfer speed
    Minutes
  • Traditional bank
    Exchange rate
    Marked up 3–5%
    Fees
    $15–50 wire fee
    Transfer speed
    2–5 business days
  • Money transfer service
    Exchange rate
    Marked up 1–3%
    Fees
    Variable
    Transfer speed
    Hours to days

Comparison is indicative and for illustration only. Actual rates, fees and speeds vary by provider, corridor, amount and payment method.

PEXX app

Convert and send from your pocket

Download the PEXX app to check the USDT to PHP rate and send money at the real mid-market rate — anytime, anywhere.

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About USDT and PHP

Tether

USDT

The Tether (USDT) is the official currency of Global. Convert live mid-market rates on this page and send with PEXX.

Philippine Peso

PHP

The Philippine Peso (PHP) is the official currency of Philippines. Convert live mid-market rates on this page and send with PEXX.

USDT to PHP — frequently asked questions

Is the USDT to PHP rate mid-market?

No. The rate on this page is the live PEXX payout rate for this corridor and already includes spread. It can differ from USD mid-market or local peer-to-peer quotes.

How do I convert USDT to PHP?

Enter the amount of USDT above to see the indicative PHP payout. To send, create a PEXX account — availability depends on corridor and compliance checks.

Does USDT always equal 1 USD?

Tether is designed to track the US dollar, but market price can diverge slightly (premium or discount). PEXX shows the executable payout rate into PHP, not a peg promise.

How long does a USDT to PHP transfer take?

Most PEXX payouts settle within minutes to a few hours depending on the destination rails and banking hours. Confirm the ETA in-app for your corridor.

InstaPay vs PESONet — which is used for remittances?

InstaPay is used for smaller, instant credits (typically up to about ₱50,000) that settle in seconds. PESONet handles larger batch credits that usually arrive the same business day. Payout providers pick the rail that clears your amount; as a recipient you normally don't choose.

Can I receive remittances in GCash or Maya?

Yes — many providers deliver to major Philippine e-wallets. The credit arrives as PHP in the wallet and can be spent or moved to a bank via InstaPay. Availability depends on the send corridor and the provider's partnerships.

Do I need a Philippine bank account to receive money?

A bank account or e-wallet is the fastest path, but cash pickup at agent networks remains widely available if the recipient prefers to collect pesos in person with ID.

Ready to send USDT to PHP?

Join PEXX and move money at the real mid-market rate — fast, secure and transparent.

Get started with PEXX

Exchange rates shown are live mid-market reference rates and are for informational purposes only. They are not the rate at which any transaction will necessarily be executed. PEXX is powered by PEXX Technology Pty Ltd (ACN 672 375 030), a registered Digital Currency Exchange (DCE) provider with AUSTRAC (DCE100851583-001) and a registered independent remittance dealer with AUSTRAC (IND100851583-001). Stablecoin pages show PEXX payout rates that include spread — not mid-market FX.