PEXX · USDC/PHP · CORRIDOR

USD Coin to Philippine Peso payout rate today

Convert USDC to PHP at the live mid-market rate — then send with low, transparent fees.

PEXX payout rate (includes spread)

1 USDC = 61.5776 PHP

USDC uses the same live PEXX payout corridor as USDT for this destination until the API exposes distinct USDC legs — still a labeled payout rate (includes spread), not mid-market.

Updated 21 de jul. de 2026, 20:10 UTC

USUSDC
USDC

They get

PHP

61,577.60

1 USDC = 61.5776 PHP

PEXX payout rate (includes spread) · Updated 21 de jul. de 2026, 20:10 UTC

Send Philippine Pesos with PEXXSee how it works

Popular amounts

Rates shown are PEXX payout rates (include spread), not mid-market. Availability varies by corridor and compliance checks.

  • Real mid-market rate
  • Transfers in minutes
  • AUSTRAC registered
Como visto em
Apoiado por
Payout rate
1 USDC = 61.5776 PHP
Reverse rate
1 PHP = 0.01624 USDC
Transfer speed
Minutes
Last updated
21 de jul. de 2026, 20:10 UTC

USDC to PHP payout rate

Check today's USDC to PHP PEXX payout rate. This is the corridor rate after spread — not a mid-market FX quote. Stablecoins usually track the US dollar but can trade at a premium or discount; the final amount is confirmed in-app.

Stablecoin payout rates are executable corridor rates from PEXX and already include spread. They can differ from USD mid-market or local peer-to-peer quotes. USDT and USDC usually track the US dollar but can trade at a premium or discount.

USDC to PHP conversion tables

Quick reference for converting common USD Coin amounts to Philippine Peso and back, at today's mid-market rate.

USDCPHP
USD Coin (USDC)Philippine Peso (PHP)
USDC1.00 USDC61.58 PHP
USDC5.00 USDC307.89 PHP
USDC10.00 USDC615.78 PHP
USDC25.00 USDC1,539.44 PHP
USDC50.00 USDC3,078.88 PHP
USDC100.00 USDC6,157.76 PHP
USDC250.00 USDC15,394.40 PHP
USDC500.00 USDC30,788.80 PHP
USDC1,000.00 USDC61,577.60 PHP
USDC5,000.00 USDC307,887.99 PHP
USDC10,000.00 USDC615,775.98 PHP
PHPUSDC
Philippine Peso (PHP)USD Coin (USDC)
1.00 PHPUSDC0.02 USDC
5.00 PHPUSDC0.08 USDC
10.00 PHPUSDC0.16 USDC
25.00 PHPUSDC0.41 USDC
50.00 PHPUSDC0.81 USDC
100.00 PHPUSDC1.62 USDC
250.00 PHPUSDC4.06 USDC
500.00 PHPUSDC8.12 USDC
1,000.00 PHPUSDC16.24 USDC
5,000.00 PHPUSDC81.20 USDC
10,000.00 PHPUSDC162.40 USDC

How to send USDC to PHP with PEXX

  1. Create your PEXX account

    Sign up in minutes and complete a quick verification. No branch visits, no paperwork.

  2. Add the recipient's details

    Enter the destination bank account in Philippines — we handle the conversion and payout.

  3. Convert and send

    Lock in the rate, confirm, and your transfer settles in minutes, not days.

How money arrives in the Philippines

Inbound remittances to the Philippines are paid out in Philippine Pesos over local bank, e-wallet and cash-pickup rails. Understanding InstaPay, PESONet and common cash channels helps you set expectations on speed and limits.

Payment rails in the Philippines

InstaPay

InstaPay

The Bangko Sentral ng Pilipinas (BSP) real-time retail payment system. Transfers settle in seconds, 24/7, between participating banks and e-wallets, typically capped around ₱50,000 per transaction. Many remittance payouts to bank or GCash/Maya accounts clear via InstaPay.

Instant · 24/7

Philippine EFT System Operators Network

PESONet

A batch automated clearing house for larger peso credits. Settlements usually land same business day (or next), with higher per-transfer limits than InstaPay — common for bigger remittances and business payments.

Same-day ACH-style

GCash, Maya and similar

E-wallets

Mobile wallets hold a large share of retail remittance payouts. Recipients get a peso credit to a wallet ID or linked mobile number; funds can then be spent, cashed out at partners, or transferred to a bank via InstaPay.

Wallet credit

Over-the-counter remittance

Cash pickup

Recipients collect cash at banks, pawnshops or remittance agents (e.g. MLhuillier, Cebuana) with a reference code and ID. Useful when the recipient has no bank account, usually within minutes once the payout is ready.

Cash · agent network

PEXX pays out to Philippine bank accounts and supported local channels in PHP, so recipients see a normal peso credit. You see the live rate and fees before you confirm.

Why convert USDC to PHP with PEXX

Real mid-market rate

We use the same mid-market rate you see here, with a low and transparent spread — no rate mark-ups buried in the fee.

Fast settlement

Most transfers arrive within minutes to a few hours, so recipients aren't left waiting days for funds to clear.

Secure and regulated

PEXX is a registered digital currency exchange and remittance provider, with institutional-grade custody and security.

PEXX vs banks and money transfer services

  • PEXX
    Exchange rate
    Mid-market
    Fees
    Low, transparent
    Transfer speed
    Minutes
  • Traditional bank
    Exchange rate
    Marked up 3–5%
    Fees
    $15–50 wire fee
    Transfer speed
    2–5 business days
  • Money transfer service
    Exchange rate
    Marked up 1–3%
    Fees
    Variable
    Transfer speed
    Hours to days

Comparison is indicative and for illustration only. Actual rates, fees and speeds vary by provider, corridor, amount and payment method.

PEXX app

Convert and send from your pocket

Download the PEXX app to check the USDC to PHP rate and send money at the real mid-market rate — anytime, anywhere.

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About USDC and PHP

USD Coin

USDC

The USD Coin (USDC) is the official currency of Global. Convert live mid-market rates on this page and send with PEXX.

Philippine Peso

PHP

The Philippine Peso (PHP) is the official currency of Philippines. Convert live mid-market rates on this page and send with PEXX.

USDC to PHP — frequently asked questions

Is the USDC to PHP rate mid-market?

No. The rate on this page is the live PEXX payout rate for this corridor and already includes spread. It can differ from USD mid-market or local peer-to-peer quotes.

How do I convert USDC to PHP?

Enter the amount of USDC above to see the indicative PHP payout. To send, create a PEXX account — availability depends on corridor and compliance checks.

Does USDC always equal 1 USD?

USD Coin is designed to track the US dollar, but market price can diverge slightly (premium or discount). PEXX shows the executable payout rate into PHP, not a peg promise.

How long does a USDC to PHP transfer take?

Most PEXX payouts settle within minutes to a few hours depending on the destination rails and banking hours. Confirm the ETA in-app for your corridor.

Is the USDC to PHP rate different from USDT?

Today the live PEXX corridor API exposes USD/USDT→fiat payout legs and normalizes them for display. Until distinct USDC source rows are available, this USDC page shows the same labeled PEXX payout rate (includes spread) as the USDT corridor for PHP — not a fabricated mid-market USDC quote.

InstaPay vs PESONet — which is used for remittances?

InstaPay is used for smaller, instant credits (typically up to about ₱50,000) that settle in seconds. PESONet handles larger batch credits that usually arrive the same business day. Payout providers pick the rail that clears your amount; as a recipient you normally don't choose.

Can I receive remittances in GCash or Maya?

Yes — many providers deliver to major Philippine e-wallets. The credit arrives as PHP in the wallet and can be spent or moved to a bank via InstaPay. Availability depends on the send corridor and the provider's partnerships.

Do I need a Philippine bank account to receive money?

A bank account or e-wallet is the fastest path, but cash pickup at agent networks remains widely available if the recipient prefers to collect pesos in person with ID.

Ready to send USDC to PHP?

Join PEXX and move money at the real mid-market rate — fast, secure and transparent.

Get started with PEXX

Exchange rates shown are live mid-market reference rates and are for informational purposes only. They are not the rate at which any transaction will necessarily be executed. PEXX is powered by PEXX Technology Pty Ltd (ACN 672 375 030), a registered Digital Currency Exchange (DCE) provider with AUSTRAC (DCE100851583-001) and a registered independent remittance dealer with AUSTRAC (IND100851583-001). Stablecoin pages show PEXX payout rates that include spread — not mid-market FX.