A new look for your money. Welcome to Different.
USD & stablecoins. Tap, swipe, earn, and send—built for the way you move.
Send everything. Everywhere. All at once.
Send USD and stablecoins directly to bank accounts worldwide—20+ currencies, seamlessly delivered in minutes.
The All-New PEXX Card.
Simple KYC: Just upload your ID and you’re good to go.
Top up with USD, USDT, USDC—or mix and match as you please.
Choose virtual, physical, or both.
Instantly connect to Apple Pay or Google Pay.
Tap. Swipe. Own the room.
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Wall Street, now on all streets.
Finally, a real US Dollar account you can use from anywhere—save, spend, and earn, backed by tokenized U.S. Treasury Bills.
Effortlessly fund your account, pay friends, or settle bills—anywhere, anytime.
Your balance is secured by tokenized U.S. Treasury Bills, offering unmatched stability.
Sign up from anywhere, spend everywhere. Welcome to your global USD account.
Your Wallet Just Got a Lot More Interest-ing.
Make your dollars work harder, so you can take it easy.
Earn up to 3.5% APY on USD, USDT, and USDC—secured by tokenized U.S. Treasury Bills for unmatched stability.
No minimums. No lockups. Just daily earnings.
Sign up today for a 50 USDT bonus.
Refer friends, earn even more. Everyone wins.
FAQs
To send money abroad with PEXX, first deposit USD, USDT, or USDC into your wallet. Choose the destination country and currency, enter the amount, and add the recipient’s bank details. PEXX shows the live FX rate and fees before you send. Transfers are fast and trackable in real time.
You can send money to 17+ countries with PEXX, including India, Vietnam, Philippines, China, and the U.S. Supported currencies include INR, VND, PHP, CNY, USD, EUR, and more. Full local currency payouts—no wallet needed on the recipient’s side.
Most PEXX transfers arrive within 15–30 minutes. In rare cases involving compliance checks, it may take up to 1 business day.
E-wallet transfers are currently not available at the moment, but may be added in a future update. PEXX supports transfers to your own bank account, someone else’s personal account, or a business account. Options may vary depending on the payout currency and destination country.
PEXX is cheaper than Wise or Western Union thanks to regulated liquidity partners and better-than-Google FX rates. Our INR and VND routes beat Wise by 1.35% and 1.9%, respectively.
The PEXX Everyone Card is a virtual Visa debit card available to any verified user who deposits just $10 in USD, USDT, or USDC. You can use it instantly worldwide—online, in-store, or through Apple Pay and Google Pay. It’s called “Everyone” because there are no credit checks, no salary requirements, and no U.S. residency needed. Anyone with a valid ID and phone can access global spending—no waiting, no paperwork.
You’ll get your virtual Visa card within 1 minute after your deposit is confirmed—either on-chain or by our partner bank. Fast, automated, and ready to spend instantly.
We strive to give you the best pricing in the market. PEXX charges a 0.6% platform fee on every card transaction. For non-USD purchases, a 1.2% FX markup applies when converting currencies. No hidden fees—just clear, flat pricing.
There are currently no spending limits, so you can use your balance freely worldwide.
Our USD virtual bank account gives you real USD banking details—routing and account number—without needing a US address. Open it in minutes with just your passport or ID. Receive, send, and hold dollars globally.
You can deposit funds via ACH, Fedwire, and SWIFT payment rails. PEXX provides full banking details for each method. Choose the option that suits your sender or region.
Standard ACH: 1-3 U.S. business days.
Fedwire: A few hours to 1 U.S. business day
SWIFT: 1-5 U.S. business days
Any PEXX user who completes level 1 KYC can open a U.S. virtual bank account. No U.S. address, SSN, or residency required. Just a valid ID and phone number.
Yes, you can deposit USDT or USDC into your PEXX USD Account using Tron, Polygon, Ethereum, or BSC networks. Just choose your preferred stablecoin and network—funds land in minutes.
PEXX USD account deposits are not FDIC-insured, but your funds are held with licensed partners and protected by top-tier security protocols. Your money stays secure, even without traditional bank coverage.
Your principal is backed by low-risk U.S. Treasury Bills, but it's not FDIC-insured. While PEXX partners with regulated providers, market and counterparty risk are still present.
Interest is calculated daily based on your wallet balance and credited the next day. You earn in the same asset—USD, USDT, or USDC—with no action needed on your part.
There’s no minimum balance, no lock-up period, and no withdrawal penalties with PEXX Earn. You earn daily yield for every day your funds stay, and can withdraw anytime—no strings attached.
PEXX yield is pegged to U.S. Treasury Bill rates, so it may adjust if market conditions change. Rates are reviewed regularly and updated as needed. You’ll be notified via app or email before any changes.
Start doing USD different.
Instant global payments, borderless USD, and seamless stablecoin spending—all in one powerful account.
PEXX Technology Pty Ltd is a registered Digital Currency Exchange (DCE) provider with AUSTRAC - DCE100851583-001 and is also registered as an independent remittance dealer with AUSTRAC - IND100851583-001.
PEXX Technology Pty Ltd is a registered Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN) under registration number 31000288010318.
