Wall Street Power. All-Street Access. Bank Different.
Instant global payments, seamless stablecoin spending, borderless
USD banking—all at the tap of a finger.
From zero to USD.
In Minutes.
No paperwork, no nonsense.
A few taps, done.
Fast, simple, secure.
A quick check, then you’re set.
USD, USDT, USDC.
Your money, your choice—instantly.
Spend, send, earn globally.
Your USD, unleashed.
You’re in. Let’s make moves.
USD for strength.Stablecoins for speed. Rule them all.
Institution-grade backing. Smart, secure, built to last.
ACH, SWIFT, Fedwire—you’ve got all the rails.
Not a wallet. Not a mockup. Real banking. In your name.
Just USD, USDT, USDC—cleared in minutes.
From Bali to Berlin. One card. Global flex.
Security so good, the banks are taking notes.
End-to-end protection.
No shortcuts, no gimmicks.
fees
What you see is what you spend. Clear, clean pricing.
Alerts
Stay in the loop with every move.
No surprises. Ever.
Support
Need help? Real humans.
Real answers. Any time.
FAQs
A U.S. checking‑account‑style routing and account number, opened in less than 5 minutes powered by our third-party provider. Receive your own USD bank account details without having to set foot in the United States.
The USD virtual bank account is only available to users in selected countries at the moment. Eligible PEXX users who have completed the first level of KYC can sign up for a USD virtual account in the Deposit section.
You can make deposits via ACH, Fedwire and SWIFT rails; PEXX provides deposit details for each transfer type.
Standard ACH: 1-3 U.S. business days.
Fedwire: A few hours to 1 U.S. business day
SWIFT: 1-5 U.S. business days
Any PEXX user who has completed level 1 KYC; you don’t need a U.S. address or SSN.
The PEXX Everyone Card is a PEXX-issued Visa virtual debit card. Any verified PEXX user who deposits at least USD 10 (or USDT/USDC) can receive it in seconds, add it to Apple Pay or Google Pay, and spend from their USD, USDT, or USDC balance worldwide. It’s called “Everyone” because there are no credit checks, salary requirements, or geographic restrictions beyond standard KYC/AML rules—giving virtually anyone with a smartphone and valid ID access to global, FX‑friendly payments without waiting for a physical card.
Card is issued within 1 minute after the deposit is confirmed on‑chain or by partner bank.
Yes, as soon as your card is generated you can add it to Apple Pay or Google Pay with one tap and start spending online or in‑store.
PEXX platform fee: 0.6% of the transaction amount, applied to every purchase.
Foreign‑exchange (FX) mark‑up: 2% of the converted amount when you spend in a currency that is not USD.
The minimum topup for the app is 10USD, with no maximum limit. There are currently no limits for spending.
1. Deposit or hold funds in your PEXX wallet (USD, USDT, or USDC).
2. Select the destination country and the local currency you want the recipient to receive.
3. Enter the sending or payout amount (PEXX shows the live FX rate + fees before you confirm).
4. Add recipient details: most corridors require only the recipient’s name and bank account number.
5. Review and tap to send. You will get real‑time status updates until the funds land.
PEXX currently supports off‑ramp transfers to 17+ destinations: Singapore (SGD), Indonesia (IDR), China (CNY), India (INR), United States (USD), Eurozone (EUR), Malaysia (MYR), Philippines (PHP), Vietnam (VND), Australia (AUD), New Zealand (NZD), South Korea (KRW), Japan (JPY), Hong Kong (HKD), Thailand (THB), Canada (CAD), and the United Kingdom (GBP).
Most transfers should take between 15-30 minutes to complete. If there are any compliance-related checks, this could extend up to 1 business day.
You can currently send payouts to your own bank account, to someone else’s personal account, or to a business account. Availability of options varies based on the payout currency.
We use regulated liquidity networks and better-than-Google FX rates. Our INR and VND routes beat Wise by 1.35% and 1.9%, respectively.
Idle balances in USD, USDT or USDC are used to purchase tokenized U.S. Treasury‑bills via regulated providers.
The yield comes from ultra‑low‑risk T‑Bills, but it is not FDIC‑insured. Market and counter‑party risk remain low but are non‑zero.
Interest accrues daily on the day’s balance and is credited to your PEXX wallet the following day in the same asset you have deposited.
No minimum and no lock‑up period. Withdraw or spend anytime; you earn yield for each day funds stay in the account.
As the underlying asset is pegged to US T‑Bill yields, PEXX will periodically review the rate based on existing market conditions. Don’t worry, if we do decide to make any changes, PEXX will notify users either in‑app or via email.
Start doing USD different.
Instant global payments, borderless USD, and seamless stablecoin spending—all in one powerful account.
