The new world, demands a new card. Pay Different.

US Dollars. Stablecoins. Physical & Virtual. Tap, swipe and earn.
Say hello to PEXX Card.

US Dollars, USDT, and USDC.

Pick your flavor and mix things up whenever you like. It's a party in your pocket.

Wherever Visa goes, you go.

Use it at millions of merchants worldwide—because who has time for borders?

Fee Transparency—Forever & Ever

No secret fees, no shady fine print—just straight-up, no-nonsense pricing.

No Borders, No Bias, No B.S.

Sign up from practically anywhere; No banned passports, no residency quiz.

Pay at all your favorite merchants

You, Too, Can Now Tap & Pay.

Seamlessly connect your PEXX card to Apple Pay & Google Pay through the U.S. App Store or any supported region. Tap, pay, and go—wherever Visa is accepted.

EASY SIGNUP

Three Easy Steps, one epic card.

PICK YOUR CARD

Your life, your rules.

Physical, virtual, or both—PEXX cards fit seamlessly into your life.

PEXX Physical
Load up with USD and stablecoins. Accepted globally, swipe and tap anywhere Visa goes.
PEXX Virtual
Instant access, seamlessly connect with Apple Pay or Google Pay. Effortless spending—tap, pay, go.
COMING
SOON
PEXX Gold (coming soon)
More than a color—a new standard. Exclusive perks, premium vibes. Swipe, tap, own the room.
PEXX SECURITY

Bank different. Sleep better.

With PEXX, security isn’t just a feature—it’s baked into everything we do. Your money stays yours. No surprises, no compromises.

Encryption

Bank-grade encryption keeps your data locked tight. Because privacy isn’t optional—it’s essential.

Total Control

Manage your funds your way. Your money, your rules—always clear, always secure.

24/7 Security

Protection around the clock. We never sleep, so you always can.

Instant Alerts

Real-time transaction updates. Know exactly what’s happening, when it happens.

With PEXX, your security isn’t just a promise—it’s a guarantee. Stay safe, stay in control, and enjoy a truly stress-free financial experience.

PEXX PERKS

Extra Goodies That Make Your Wallet Do the Happy Dance.

Stable FX

No inflated rates. No mystery math.
Every transaction is tethered to mid-market pricing.

App Integration

Real-time balances, smart insights, instant controls.
Everything at your fingertips.

Flexible Top ups

Top up with USD, USDT, or USDC.
Funds are ready to use the second 
they land.

FAQs

How can I make bank transfers to Indonesia, Vietnam or India?

To send money abroad with PEXX, first deposit USD, USDT, or USDC into your wallet. Choose the destination country and currency, enter the amount, and add the recipient’s bank details. PEXX shows the live FX rate and fees before you send. Transfers are fast and trackable in real time.

Does PEXX support transfers globally?

You can send money to 17+ countries with PEXX, including India, Vietnam, Philippines, China, and the U.S. Supported currencies include INR, VND, PHP, CNY, USD, EUR, and more. Full local currency payouts—no wallet needed on the recipient’s side.

Does PEXX support real-time transfers?

Most PEXX transfers arrive within 15–30 minutes. In rare cases involving compliance checks, it may take up to 1 business day.

Are e-wallet transfers available on the PEXX app?

E-wallet transfers are currently not available at the moment, but may be added in a future update. PEXX supports transfers to your own bank account, someone else’s personal account, or a business account. Options may vary depending on the payout currency and destination country.

What makes PEXX cheaper than Wise or Western Union?

PEXX is cheaper than Wise or Western Union thanks to regulated liquidity partners and better-than-Google FX rates. Our INR and VND routes beat Wise by 1.35% and 1.9%, respectively.

What is the PEXX Everyone Card?

The PEXX Everyone Card is a virtual Visa debit card available to any verified user who deposits just $10 in USD, USDT, or USDC. You can use it instantly worldwide—online, in-store, or through Apple Pay and Google Pay. It’s called “Everyone” because there are no credit checks, no salary requirements, and no U.S. residency needed. Anyone with a valid ID and phone can access global spending—no waiting, no paperwork.

How quickly can I get my virtual Visa debit card after signing up?

You’ll get your virtual Visa card within 1 minute after your deposit is confirmed—either on-chain or by our partner bank. Fast, automated, and ready to spend instantly.

Does PEXX have the cheapest card fees in the market?

We strive to give you the best pricing in the market. PEXX charges a 0.6% platform fee on every card transaction. For non-USD purchases, a 1.2% FX markup applies when converting currencies. No hidden fees—just clear, flat pricing.

Does the PEXX card have spending limits?

There are currently no spending limits, so you can use your balance freely worldwide.

What is the PEXX USD Account?

Our USD virtual bank account gives you real USD banking details—routing and account number—without needing a US address. Open it in minutes with just your passport or ID. Receive, send, and hold dollars globally.

Can I deposit USD with SWIFT or ACH?

You can deposit funds via ACH, Fedwire, and SWIFT payment rails. PEXX provides full banking details for each method. Choose the option that suits your sender or region.

Do you support instant deposits into the USD account?

Standard ACH: 1-3 U.S. business days. 
Fedwire: A few hours to 1 U.S. business day
SWIFT: 1-5 U.S. business days

Can I open a PEXX USD Account if I am not in the United States?

Any PEXX user who completes level 1 KYC can open a U.S. virtual bank account. No U.S. address, SSN, or residency required. Just a valid ID and phone number.

Can I deposit with USDT or USDC into the PEXX USD Account?

Yes, you can deposit USDT or USDC into your PEXX USD Account using Tron, Polygon, Ethereum, or BSC networks. Just choose your preferred stablecoin and network—funds land in minutes.

Are my USD account deposits insured?

PEXX USD account deposits are not FDIC-insured, but your funds are held with licensed partners and protected by top-tier security protocols. Your money stays secure, even without traditional bank coverage.

How safe is my interest account deposit with PEXX?

Your principal is backed by low-risk U.S. Treasury Bills, but it's not FDIC-insured. While PEXX partners with regulated providers, market and counterparty risk are still present.

Does my interest credit daily?

Interest is calculated daily based on your wallet balance and credited the next day. You earn in the same asset—USD, USDT, or USDC—with no action needed on your part.

Is there a minimum deposit to start earning interest?

There’s no minimum balance, no lock-up period, and no withdrawal penalties with PEXX Earn. You earn daily yield for every day your funds stay, and can withdraw anytime—no strings attached.

What happens to the interest account rate if US Treasury Bill rates change?

PEXX yield is pegged to U.S. Treasury Bill rates, so it may adjust if market conditions change. Rates are reviewed regularly and updated as needed. You’ll be notified via app or email before any changes.

Start paying different.

One card for borderless payments, real-time balance control, and seamless global spending.