The new world, demands a new card. Pay Different.
US Dollars. Physical & Virtual. Tap, swipe and earn.
Say hello to PEXX Card.
Pick your flavor and mix things up whenever you like. It's a party in your pocket.
Use it at millions of merchants worldwideâbecause who has time for borders?
No secret fees, no shady fine printâjust straight-up, no-nonsense pricing.
Sign up from practically anywhere; No banned passports, no residency quiz.
You, Too, Can Now Tap & Pay.
Seamlessly connect your PEXX card to Apple Pay & Google Pay through the U.S. App Store or any supported region. Tap, pay, and go!
Three Easy Steps, one epic card.
Create your account in minutesâno complicated forms or bizarre document requests.
Add your favorite flavor of funds: USD or Digital USD. Because variety is the spice of life.
Your new PEXX Mastercard Card is readyâdigital or physical. Use it for your next coffee run, your next flight, or your next YOLO purchase.
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Your life, your rules.
Physical, virtual, or bothâPEXX cards fit seamlessly into your life.
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SOON
Bank different. Sleep better.
Bank-grade encryption keeps your data locked tight. Because privacy isnât optionalâitâs essential.
Manage your funds your way. Your money, your rulesâalways clear, always secure.
Protection around the clock. We never sleep, so you always can.
Real-time transaction updates. Know exactly whatâs happening, when it happens.
With PEXX, your security isnât just a promiseâitâs a guarantee. Stay safe, stay in control, and enjoy a truly stress-free financial experience.
Extra Goodies That Make Your Wallet Do the Happy Dance.
No inflated rates. No mystery math.
Every transaction is tethered to mid-market pricing.
Real-time balances, smart insights, instant controls.
Everything at your fingertips.
Top up with USD.
Funds are ready to use the second â¨they land.
FAQs
To send money abroad with PEXX, first deposit USD, USDT, or USDC into your wallet. Choose the destination country and currency, enter the amount, and add the recipientâs bank details. PEXX shows the live FX rate and fees before you send. Transfers are fast and trackable in real time.
You can send money to 17+ countries with PEXX, including India, Vietnam, Philippines, China, and the U.S. Supported currencies include INR, VND, PHP, CNY, USD, EUR, and more. Full local currency payoutsâno wallet needed on the recipientâs side.
Most PEXX transfers arrive within 15â30 minutes. In rare cases involving compliance checks, it may take up to 1 business day.
E-wallet transfers are currently not available at the moment, but may be added in a future update. PEXX supports transfers to your own bank account, someone elseâs personal account, or a business account. Options may vary depending on the payout currency and destination country.
PEXX is cheaper than Wise or Western Union thanks to regulated liquidity partners and better-than-Google FX rates. Our INR and VND routes beat Wise by 1.35% and 1.9%, respectively.
The PEXX Card is a virtual Mastercard card available to any verified user who deposits just 10Â USD. You can use it instantly worldwideâonline, in-store, or through Apple Pay and Google Pay. Anyone with a valid ID and phone can access global spendingâno waiting, no paperwork.
Youâll get your virtual card within 1 minute after your deposit is confirmedâeither on-chain or by our partner bank. Fast, automated, and ready to spend instantly.
We strive to give you the best pricing in the market. PEXX charges a 0.6% platform fee on every card transaction. For non-USD purchases, a 1.2% FX markup applies when converting currencies. No hidden feesâjust clear, flat pricing.
There are currently no spending limits, so you can use your balance freely worldwide.
Our USD virtual bank account gives you real USD banking detailsârouting and account numberâwithout needing a US address. Open it in minutes with just your passport or ID. Receive, send, and hold dollars globally.
You can deposit funds via ACH, Fedwire, and SWIFT payment rails. PEXX provides full banking details for each method. Choose the option that suits your sender or region.
Standard ACH: 1-3 U.S. business days.Â
Fedwire: A few hours to 1 U.S. business day
SWIFT: 1-5 U.S. business days
Any PEXX user who completes level 1 KYC can open a U.S. virtual bank account. No U.S. address, SSN, or residency required. Just a valid ID and phone number.
Yes, you can deposit USDT or USDC into your PEXX USD Account using Tron, Polygon, Ethereum, or BSC networks. Just choose your preferred stablecoin and networkâfunds land in minutes.
PEXX USD account deposits are not FDIC-insured, but your funds are held with licensed partners and protected by top-tier security protocols. Your money stays secure, even without traditional bank coverage.
Your principal is backed by low-risk U.S. Treasury Bills, but it's not FDIC-insured. While PEXX partners with regulated providers, market and counterparty risk are still present.
Interest is calculated daily based on your wallet balance and credited the next day. You earn in the same assetâUSD, USDT, or USDCâwith no action needed on your part.
Thereâs no minimum balance, no lock-up period, and no withdrawal penalties with PEXX Earn. You earn daily yield for every day your funds stay, and can withdraw anytimeâno strings attached.
PEXX yield is pegged to U.S. Treasury Bill rates, so it may adjust if market conditions change. Rates are reviewed regularly and updated as needed. Youâll be notified via app or email before any changes.
Start paying different.
One card for borderless payments, real-time balance control, and seamless global spending.
