Money that moves as fast as you. Send Different.

Send USD and stablecoins, direct to worldwide bank accounts,
in minutes.

GLOBAL TRANSFER

Why PEXX Transfers Hit Different.

No paperwork. No middlemen. No permission needed. PEXX connects directly to licensed providers and global payment rails—so you can off-ramp stablecoins straight to real-world bank accounts. Fast. Compliant. Worldwide.

Direct to any bank.

Send USDT, USDC, or USD without detours. Real transfers. Real speed.

Live FX. No markup.

Rates track Google FX in real time.Transparent. Accurate. Always on.

Minutes, not maybes.

Transactions settle in minutes.No delays. No excuses.

HOW IT WORKS

Three steps. Zero friction. Done.

Founder. Freelancer. Fixer. Trader. Move money like you move markets.

Send money to anyone,
everywhere, all at once.

Get on board the easiest, fastest, and cheapest way to move money.

Send now
Need to send money home?
Rent a villa in Bali?
Pay for your chai in Bombay?
50+ countries covered

From Bangkok to Bandung.New Delhi to New York. We’re already where you’re headed.

Local currency payouts

Your recipient gets cash straight to their bank. No middlemen. Just money, delivered.

Fast and final

Transfers settle in minutes—No follow-ups. No loose ends. Just done.

PEOPLE ARE TALKING

Real users, Real transfers, Real fast

“I sent rent to my landlord in Bali and it landed before I even closed the app.”

Alex G.
Digital Nomad in Canggu

“Finally got off Telegram and into something legit. PEXX is a game-changer.”

Lena
Russian Expat in Phuket

“My freelancer in Argentina got paid in 20 minutes. No delays. Loving it.”

Mark
Startup Founder, Lisbon

Trusted globally. Built to deliver.

Thousands of users around the world already use PEXX to send USD, USDT & USDC to over 50 countries.
Fast. Reliable. Actually works.

Flag of England
Flag of the U.S.
Flag of Europe
Flag of Indonesia
Flag of Vietnam
Flag of Malaysia
Flag of Korea
Flag of Australia
Flag of India
Flag of China
Flag of Hongkong
Flag of Phillipines
Flag of England
Flag of the U.S.
Flag of Europe
Flag of Indonesia
Flag of Vietnam
Flag of Malaysia
Flag of Korea
Flag of Australia
Flag of India
Flag of China
Flag of Hongkong
Flag of Phillipines
Settled a business invoice in Ho Chi Minh—client got it fast.

Trusted globally. Built to deliver.

Thousands of users around the world already use PEXX to send USD, USDT & USDC to over 50 countries.
Fast. Reliable. Actually works.

Flag of Vietnam
Settled a business invoice in Ho Chi Minh—client got it fast.
Flag of the U.S.
Settled a business invoice in Ho Chi Minh—client got it fast.

FAQs

What is a US Virtual Bank account?

A U.S. checking‑account‑style routing and account number, opened in less than 5 minutes powered by our third-party provider. Receive your own USD bank account details without having to set foot in the United States.

How do I open a U.S. Virtual Bank account from outside the United States?

The USD virtual bank account is only available to users in selected countries at the moment. Eligible PEXX users who have completed the first level of KYC can sign up for a USD virtual account in the Deposit section.

Which payment rails can I use for deposits?

You can make deposits via ACH, Fedwire and SWIFT rails; PEXX provides deposit details for each transfer type.

Is the Everyone Card available in my country? How fast do incoming transfers reach my PEXX wallet?

Standard ACH: 1-3 U.S. business days. 
Fedwire: A few hours to 1 U.S. business day
SWIFT: 1-5 U.S. business days

Who can open a U.S. Virtual Bank account?

Any PEXX user who has completed level 1 KYC; you don’t need a U.S. address or SSN.

What is the PEXX Everyone Card?

The PEXX Everyone Card is a PEXX-issued Visa virtual debit card. Any verified PEXX user who deposits at least USD 10 (or USDT/USDC) can receive it in seconds, add it to Apple Pay or Google Pay, and spend from their USD, USDT, or USDC balance worldwide. It’s called “Everyone” because there are no credit checks, salary requirements, or geographic restrictions beyond standard KYC/AML rules—giving virtually anyone with a smartphone and valid ID access to global, FX‑friendly payments without waiting for a physical card.

How quickly can I get a virtual Visa card after signing up?

Card is issued within 1 minute after the deposit is confirmed on‑chain or by partner bank.

Can I add the PEXX card to Apple Pay or Google Pay right away?

Yes, as soon as your card is generated you can add it to Apple Pay or Google Pay with one tap and start spending online or in‑store.

What fees apply when I spend or convert currencies with the card?

PEXX platform fee: 0.6% of the transaction amount, applied to every purchase.
Foreign‑exchange (FX) mark‑up: 2% of the converted amount when you spend in a currency that is not USD.

Are there card top up and spending limits?

The minimum topup for the app is 10USD, with no maximum limit. There are currently no limits for spending.

How can I make a transfer to another country?

1. Deposit or hold funds in your PEXX wallet (USD, USDT, or USDC).
2. Select the destination country and the local currency you want the recipient to receive.
3. Enter the sending or payout amount (PEXX shows the live FX rate + fees before you confirm).
4. Add recipient details: most corridors require only the recipient’s name and bank account number.
5. Review and tap to send. You will get real‑time status updates until the funds land.

Where can I send money to?

PEXX currently supports off‑ramp transfers to 17+ destinations: Singapore (SGD), Indonesia (IDR), China (CNY), India (INR), United States (USD), Eurozone (EUR), Malaysia (MYR), Philippines (PHP), Vietnam (VND), Australia (AUD), New Zealand (NZD), South Korea (KRW), Japan (JPY), Hong Kong (HKD), Thailand (THB), Canada (CAD), and the United Kingdom (GBP).

How long does a transfer usually take?

Most transfers should take between 15-30 minutes to complete. If there are any compliance-related checks, this could extend up to 1 business day.

What types of transfers are supported?

You can currently send payouts to your own bank account, to someone else’s personal account, or to a business account. Availability of options varies based on the payout currency.

What makes PEXX cheaper than Wise or Western Union?

We use regulated liquidity networks and better-than-Google FX rates. Our INR and VND routes beat Wise by 1.35% and 1.9%, respectively.

How does PEXX provide the advertised ~3.5 % yield on interest account balances?

Idle balances in USD, USDT or USDC are used to purchase tokenized U.S. Treasury‑bills via regulated providers.

Is my principal protected?

The yield comes from ultra‑low‑risk T‑Bills, but it is not FDIC‑insured. Market and counter‑party risk remain low but are non‑zero.

When and how is interest credited to my wallet?

Interest accrues daily on the day’s balance and is credited to your PEXX wallet the following day in the same asset you have deposited.

Is there any minimum balance, lock‑up period, or withdrawal penalty?

No minimum and no lock‑up period. Withdraw or spend anytime; you earn yield for each day funds stay in the account.

What happens to the interest account yield if U.S. Treasury bill rates change?

As the underlying asset is pegged to US T‑Bill yields, PEXX will periodically review the rate based on existing market conditions. Don’t worry, if we do decide to make any changes, PEXX will notify users either in‑app or via email.

Start sending different.

USD, USDT, or USDC to global bank accounts—fast, compliant, and built for real-world use.

Real-time FX rates
Regulated transfers
Instant settlement
Available worldwide